Archive for October, 2013

Self-Directed IRA Investors Looking to Hard Assets to Diversify Against Future Market Volatility

October 31st, 2013

As equity markets hit all-time highs again, self-directed IRA investors looking to protect against another 2008 financial crisis IRA Financial Group, the leading provider of self-directed retirement solutions, such as the self directed IRA and solo 401(k) Plan, has seen an increasing number of retirement investors looking to diversify their retirement portfolios into hard assets, […]

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Using a Self-Directed Roth IRA to Purchase Real Estate

October 28th, 2013

Most people mistakenly believe that their Roth IRA must be invested in bank CDs, the stock market, or mutual funds. Few Investors realize that the IRS has always permitted real estate to be held inside IRA retirement accounts. Investments in real estate with a Self-Directed Roth IRA LLC are fully permissible under the Employee Retirement […]

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October 24th, 2013

With a Self Directed IRA LLC, you as the manager of the LLC, will have “checkbook control” over the funds allowing you to make Self Directed IRA investments by simply writing a check. Along with “checkbook control”, there are a number of advantages of using an LLC to make an investment using your Self Directed […]

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Self-Directed IRA Investors Purchasing Homes in Detroit for as Low as $500 at Auction as a Result of City Bankruptcy

October 22nd, 2013

Wayne County, Michigan real estate foreclosure auctions generating strong demand from self-directed IRA investors looking for bargain deals IRA Financial Group, the leading provider of “checkbook control” self-directed IRA and Solo 401(k) Plans as seen an increasing demand from self-directed IRA retirement investors across the United States looking to purchase distressed real estate properties at […]

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What are some of the factors the IRS or the Courts may consider when determining whether a real estate transaction may be subject to UBTI?

October 17th, 2013

In Mauldin v. Comr. 195 F.2d 714 (10th Cir. 1952), the court explained that there is no fixed formula or rule of thumb for determining whether property sold by a taxpayer was held by him primarily for sale to customers in the ordinary course of his trade or business. Each case must rest upon its […]

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Fear of Government Shutdown Causing Retirement Investors to Turn to Self-Directed IRA

October 15th, 2013

Risk of a Government shutdown and debt ceiling attracting retirement investors to the real estate IRA and away from Wall Street IRA Financial Group, the leading provider of self-directed retirement solutions, such as the self-directed IRA LLC and solo 401(k) Plan, has seen an increasing number of retirement investors looking to make alternative investments with […]

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What are the penalties if I engage in a “prohibited transaction” or a “disqualified transaction”?

October 12th, 2013

Your investment may be disallowed under Internal Revenue Code Section 408 or result in a “Prohibited Transaction” under Internal Revenue Code Section 4975 and could result in the immediate disqualification of your IRA. Although IRAs are generally not ERISA plans, the Department of Labor has jurisdiction over these plans for purposes of the prohibited transaction […]

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Making Investments With an IRA

October 8th, 2013

IRA Vs. the Self-Directed IRA and Self-Directed IRA LLC A self-directed IRA is a type of IRA structure that allows the IRA holder (you) to have more control over your retirement funds.  Unknown to some, not all self-directed IRAs are the same.  It is well known that the IRS allows you to use your IRA […]

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The IRA Rollover Rules

October 3rd, 2013

Individuals may generally rollover their retirement savings between eligible defined contribution plans, defined benefit plans and pre-tax IRAs, including SEP IRAs and SIMPLE IRAs to a Self-Directed IRA. Eligible defined contribution plans include qualified 401(k) retirement plans under Internal Revenue Code Section 401(a), 403(a), 403(b), and governmental 457(b) plans. Individuals may also roll over after-tax […]

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If I start a Roth IRA or rollover a Traditional IRA into a Roth IRA, is there any holding period requirement before being permitted to take tax-free distributions?

October 1st, 2013

Generally, distributions from a designated Roth account are excluded from gross income if they are (1) made after the employee attains age 59 1/2 , (2) “attributable to” the employee being “disabled,” or (3) made to the employee’s beneficiary or estate after the employee’s death. However, the exclusion is denied if the distribution occurs within […]

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