Advantages of Converting to a Roth IRA

August 19th, 2013

The main advantage of a Roth IRA over a Traditional IRA is that if you qualify to make contributions, all distributions from the IRA are tax-free. Furthermore, unlike traditional IRAs, you may contribute to a Roth IRA for as long as you continue to have earned income (for a traditional IRA – you can’t make […]

Read More →




Self-Directed Roth IRA Tax Strategies

August 8th, 2013

Using a Self-Directed Roth IRA LLC presents a number of exciting tax planning opportunities. Whether you currently have a Traditional IRA or a Roth IRA, the IRA Financial Group’s in-house tax and ERISA professionals have significant experience helping clients use a Self-Directed Roth IRA LLC to maximize their tax benefits and investment returns. Investment Tax […]

Read More →




The Self-Directed IRA LLC Advantage

August 1st, 2013

Tax Advantages: With the Self-Directed IRA LLC, you have all the tax advantages of traditional IRAs, as well as tax deferral and tax-free gains. All income and gains generated by your IRA investment will flow back to your IRA tax-free. By using a Self-Directed IRA to make investments, the IRA owner is able to defer […]

Read More →




What is an RMD?

October 29th, 2012

Required Minimum Distributions (RMDs) generally are minimum amounts that a retirement plan account owner must withdraw annually starting with the year that he or she reaches 70 ½ years of age or, if later, the year in which he or she retires. However, if the retirement plan account is an IRA or the account owner […]

Read More →




What Is A Roth IRA

June 11th, 2012

A Roth IRA is an IRA that the owner designates as a Roth IRA. A Roth IRA is generally subject to the rules for Traditional IRAs. For example, traditional and Roth IRAs and their owners are identically affected by the rules treating an IRA as distributing its assets if the IRA engages in a prohibited […]

Read More →




Self Directed IRA Investments & Maximum Contribution Limits

October 26th, 2011

A Self Directed IRA is a special type of retirement structure that allows you to use your retirement funds to make traditional investments, such as stocks and mutual funds, as well as non-traditional investments, such as real estate, tax-free. With a Self Directed IRA LLC with Checkbook Control you, as the IRA LLC manager, can […]

Read More →




Converting to a Roth IRA within a Self Directed IRA

September 26th, 2011

A self directed IRA is a retirement solution that will allow one to use their retirement funds to make traditional as well as non-traditional investments, such a real estate and precious metals tax-free!  The self directed IRA LLC structure can involve Traditional IRA and Roth IRA funds.  In some cases, certain IRA holders with traditional […]

Read More →




How do I Transfer Retirement Assets to a Self Directed IRA?

September 25th, 2011

The Self Directed IRA structure is an exciting retirement solution that allows one to use their retirement funds to make real estate and other investments tax-free.  In order to establish a self-directed IRA structure, one would need to transfer retirement funds into the structure. In general, you can transfer, tax free, assets (money or property) […]

Read More →




How much can I contribute to my Self Directed IRA?

September 19th, 2011

A Self directed IRA is a special type of retirement structure that one allows to use their retirement funds to make traditional (stocks, mutual funds, etc) as well as non-traditional investments, such as real estate tax-free. For 2011, the most that can be contributed to your self-directed IRA generally is the smaller of the following […]

Read More →




What happens if I contribute too much to my Self Directed IRA?

September 6th, 2011

Self Directed IRA Contributions In general, there are tax consequences to contributing too much to a self directed IRA in a year.  Generally, an excess contribution is the amount contributed to your traditional IRAs for the year that is more than the smaller of: $5,000 ($6,000 if you are age 50 or older), or Your […]

Read More →