Your Self-Directed IRA Custodian Fees May Be Tax Deductible

February 24th, 2017

Unbeknownst to many retirement account holders, payment of individual retirement account (“IRA”) custodian/trustee fees is generally tax-deductible.  Under Internal Revenue Service (“IRS”) rules, in place of the standard deduction, one can deduct certain expenses as miscellaneous itemized deductions on Schedule A (Form 1040 or Form 1040NR). One can only claim the amount of expenses that […]

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Protecting Your IRA Without The Fiduciary Rule

February 16th, 2017

Here’s an article from Forbes.com dealing with the fiduciary rules – Now that President Trump has rescinded the fiduciary rule, what exactly does that mean for IRA investors? The fiduciary rule, developed by the Obama administration, aimed to protect retirement savers from bad advice and keep more money in their pockets. It also sought to […]

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Understanding Your Options When Inheriting An IRA From A Non-Spouse

February 1st, 2017

Here’s another article from Adam Bergman that originally appeared on Forbes.com – Unfortunately, the Internal Revenue Service (“IRS”) does not allow you to keep retirement funds in your account indefinitely. The required minimum distribution rules (“RMD”) were created in order to guarantee the flow of IRA funds into the federal income tax system as well […]

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Investing in Either Foreign or Domestic Real Estate with a Self Directed IRA

November 30th, 2016

It’s a little-known fact that Real Estate can be purchased with retirement account funds. When using a Self-Directed IRA LLC for investments in real estate, your profits are tax-deferred back into your retirement account. More important, if you have full checkbook control over your Self-Directed IRA LLC, the purchases can be made on the spot […]

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2017 IRA Contribution Limits to Remain the Same

November 16th, 2016

IRA Annual Contribution Limits To Remain the Same as 2016 For 2017, the IRA contribution limits will remain the same as 2016.  For individuals under the age of 50, the maximum Self-Directed IRA contribution for 2017 will be $5500, the same of 2016.  For individuals over the age of 50, the maximum Self-Directed IRA contribution […]

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Is the Self Directed IRA Protected from Creditors?

October 26th, 2016

Retirement accounts have become many Americans’ most valuable assets. That means it is vital that you have the ability to protect them from creditors, such as people who have won lawsuits against you. In general, the asset/creditor protection strategies available to you depend on the type of retirement account you have (i.e. Traditional, IRA, Roth […]

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What Can You Invest in with a Self Directed IRA?

October 6th, 2016

A Self-Directed IRA LLC offers one the ability to use his or her retirement funds to make almost any type of investment on their own without requiring the consent of any custodian or person. The IRS only describes the type of investments that are prohibited, which are very few. The following are some examples of […]

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Self-Directed IRA Real Estate Investor Focusing on Home Fixer Uppers In Light of Strong Home Prices

September 14th, 2016

IRA Financial Group, the leading provider of self-directed IRA LLC and Solo 401(k) plan solutions, has seen a growing trend of real estate IRA clients looking to use their self-directed IRA funds to purchase home fixer-uppers in light of high residential home prices across the country. “We have seen more and more self-directed IRA clients […]

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Adam Bergman To Release Second Book on Self-Directed IRA in September 2016.

August 25th, 2016

Adam Bergman is a senior partner with the IRA Financial Group, LLC, the market’s leading provider of Self-Directed IRA LLC and Solo 401(k) plans. Mr. Bergman will be releasing his sixth book on the topic of self-directed retirement plans and his second book on the self-directed IRA structure. The new book titled, Self-Directed IRA in […]

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Self-Directed IRA Maximum Contributions for 2016

July 27th, 2016

The maximum contribution limit for a self-directed IRA for 2016 is $5,500 or $6,500 if you’re age 50 or older, or your taxable compensation for the year, if less. Contributions to a self-directed Roth IRA may be limited based on your filing status and income. Contributions made to a self-directed IRA LLC must be made […]

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